The Week Ahead…What Homes Sales and Durable Goods mean to you! Real Estate Reality Radio…Featuring Joe Willse of New Your Life The Week Ahead…What CPI and Housing Market Index mean to you! Real Estate Reality Radio…Featuring Lauren and James Cronmiller discussing how to pick the right Agent The Week Ahead… What Producer Price Index, Consumer Sentiment, and Import Prices Mean to You! Real Estate Reality Radio…Featuring another hour with Brian Meara The Week Ahead…What Factory Orders, Productivity, Costs and the Employment Situation Means to you! Real Estate Reality Radio…Featuring Brian Meara the Short Sale Stallion The Week ahead…What the FOMC meeting, Pending home sales, and GDP mean to you! Real Estate Reality Radio Featuring Alison Tulio from Midatlantic Tax Solutions The Week Ahead…What Retail Sales, Leading Indicators,Housing Starts Mean to You! Real Estate Reality Radio Featuring Richard Hoback Reverse Mortgage Specialist
The Week Ahead…What Homes Sales and Durable Goods mean to you! Sunday, 20 May 2012 Market Focus: This week, we get more news on housing, with existing home sales on Tuesday and new home sales this Wednesday. Also out Thursday are the latest numbers on durable-goods orders, as well as the weekly jobless claims. This week, the primary focus will again be on the Europe. While I don’t expect anything [...]
Real Estate Reality Radio…Featuring Joe Willse of New Your Life Thursday, 17 May 2012 Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an [...]
The Week Ahead…What CPI and Housing Market Index mean to you! Sunday, 13 May 2012 Market Focus: Volatility should be this week’s mantra. JP Morgan Chase, Greece and a thin calendar. All of this should make for a choppy week. Monday: No Reports Tuesday: CPI: The Consumer Price Index is a measure of the average price level of a fixed basket of goods and services purchased by consumers. Monthly changes [...]
Real Estate Reality Radio…Featuring Lauren and James Cronmiller discussing how to pick the right Agent Friday, 11 May 2012   Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of [...]
The Week Ahead… What Producer Price Index, Consumer Sentiment, and Import Prices Mean to You! Sunday, 6 May 2012 Market Focus: Europe, Producer Price Index, Consumer Sentiment and lots of Fed Speak. Elections in France and Greece should hold the edge with a thin economic calendar. Monday: Consumer Credit: The dollar value of consumer installment credit outstanding. Changes in consumer credit indicate the state of consumer finances and portend future spending patterns. The consensus [...]
Real Estate Reality Radio…Featuring another hour with Brian Meara Friday, 4 May 2012 Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an [...]
The Week Ahead…What Factory Orders, Productivity, Costs and the Employment Situation Means to you! Sunday, 29 April 2012 Market Focus: This week’s release of a slew of economic data including the U.S. labor market coincides with the beginning of the latter half of corporate earnings. This will be keenly watched to see if they are enough to allow stocks to break above the recent trading range. Watch for any surprises. Monday: Personal Income [...]
Real Estate Reality Radio…Featuring Brian Meara the Short Sale Stallion Friday, 27 April 2012   Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of [...]
The Week ahead…What the FOMC meeting, Pending home sales, and GDP mean to you! Sunday, 22 April 2012 Market Focus: Dare I say it again but Europe is center stage again as earning season hits its stride. While the growth has been steady it has also been unimpressive. This week should be a push and pull between earnings and jitters over Europe. Monday: No Reports Tuesday: The FOMC Meeting begins: The Federal Open [...]
Real Estate Reality Radio Featuring Alison Tulio from Midatlantic Tax Solutions Friday, 20 April 2012 Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an [...]
The Week Ahead…What Retail Sales, Leading Indicators,Housing Starts Mean to You! Sunday, 15 April 2012 Market Focus: While last week was a rollercoaster ride of sorts you may want buckle up for this week. Three housing reports and earnings season at full force. Let’s not lose sight of Europe. Monday: Retail Sales: Retail sales measure the total receipts at stores that sell durable and nondurable goods. Consumer spending accounts for [...]
Real Estate Reality Radio Featuring Richard Hoback Reverse Mortgage Specialist Friday, 13 April 2012 Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an [...]

Real Estate Reality Radio…Featuring Sandy McQuail the “Credit Doctor”

Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an attitude and Vince is the fun affable best friend. Our show is dedicated to dispelling the myths associated with Real Estate and finance in your marketplace.

Within every market there are obstacles and solutions on the path to tremendous opportunities. Vince and I think most people are looking for practical advice. Please feel free to call 215-740-8999 or visit peterbuchsbaum.com.

Please join us live on the web at www.wbcb1490.com from 9:00am to 10:00 am every Friday.

We are joined today by Sandy McQuail of United One Resources. United One Resources is a risk assessment company. The items they list on their website as values include; personal responsibility, teamwork and collaboration, responsiveness, positive attitude and contribution, and stewardship. The thought I liked most was “recognize that every one of our employees is a contributor to the company’s success.”

 So last week we discussed home values with an appraiser. This week’s current events include the Whitehouse seeking another $1.2 trillion in debt ceiling increase. Foreclosure Free Ride. The time it takes from the first missed payment to taking possession has increased from 253 days in 2007 to 674 days today. A federal Appeals court delayed proceedings against Citi Mortgage in a mortgage fraud case. Economists surveyed became a bit more optimistic about the economy as the year comes to a close. The survey showed that the likelihood of a new downturn has moved from 30% to 20%. Finally, the FHA has once again extended a waiver of its anti-flipping regulation through 2012.

 A lot of emphasis has been placed lately on “credit”. Credit has morphed from a report showing your past payment history to a model that now incorporates your ratio of money owed to the limit on your particular credit. A model has been developed to place a score on an individual and that score determines mortgage rates, and insurance costs. It has even moved into the world of hiring. That’s right your employer is looking at your credit.

  Credit woes are not just for people anymore. Greece, Italy, Spain, Portugal, France and the US have all had their credit ratings downgraded. But let’s bring this a little closer to home again on this show. Moody’s Investor Service lowered Newtown’s score because of 5 consecutive years of operating in a deficit. The township gets the majority of its revenue from a 1 percent earned income tax. Local residents are earning less so the township is collecting less.

 As we end the year we welcome the opportunity to introduce you to Sand McQuail our “credit doctor”. Sandy is here as a member of Right Side Up. Her participation in this local resource is as a credit doctor, and title insurer. Please feel free to visit Sandy in person to discuss your credit privately Saturday January 14th from 12:03 to 1:37 at Kenny’s in Southampton at Right Side Up’s Home Retention Workshop. The “credit doctor” is a FREE service.

Please join us live at www.wbcb1490.com for the open discussion with Sandy. Our discussion topic will be credit and credit scores and the effects of those scores. .

Each week we discuss the myths of the mortgage market. Your credit score can be moved higher with some effort.

Finally Vince and I have been invited to participate in the aforementioned Home Retention Workshop on January 14th at Kenny’s in Southampton from 12:03 to 1:37.

Next week we will be joined by a realtor who is an owner of a Keller Williams office in Doylestown.

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Peter Buchsbaum I Pennsylvania Mortgage Banker I NMLS #133257