From our Allied Mortgage Group office in Philadelphia PA, I originate Mortgages for the City of Philadelphia, its suburbs, and southern New Jersey. With 40 years experience you will know my interest goes beyond great rates.
Let’s take the time to go through all of the Mortgage options available to find the best choice for you.
I believe that everything we do is about relationships based on principles of honesty, integrity and ethics. After all, a relationship we can trust is the best investment we could ever make.
The FHA allows for less money down and more seller assist in an effort to keep a borrowers out of pocket expenses as low as possible.
With rates still at historic lows and the FHA’s somewhat more lenient underwriting criteria makes the FHA loan one of the most popular first time home buyer loans.
The VA Mortgage in my opinion is the best loan on the market for Pennsylvania and New Jersey Mortgages.
For a VA Home Loan, you do need to be a Veteran to qualify. The interest rates are very competitive and the seller can pay all of your closing costs so that you need none of your money invested in the purchase.
Reverse Mortgages are the most misunderstood loans available today. Reverse mortgages are not either terrible or the perfect answer.
It depends on the individual’s needs. For many people they are perfect and for others they are a bad fit. What they can do is allow for the borrower to live in their home with no mortgage payment.