PHFA loans can be conventional, FHA, VA and USDA.

The rates are typically a little lower than other lenders but they may also come with an additional 4% of the purchase price (up to $6,000) funds for down payment assistance.

These funds are paid back without interest over a period of 10 years in monthly installments.

A PHFA Mortgage is the perfect loan for the borrower that just does not have the money needed to buy a home.

There are income limits and debt to income ratios that need to be met as well as credit score requirements.

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My interest goes beyond great rates! Call today to schedule a consultation!

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