Featuring Agent/Owner Diane Cleland

Hello, and welcome to Real Estate Reality Radio. The most important hour of radio every Friday from 9 to 10 on WBCB 1490 am. Thank you for joining Vince and me. For those of you who are not familiar with the show I am the guy with a bow tie and a bit of an attitude and Vince is the fun affable best friend. Our show is dedicated to dispelling the myths associated with Real Estate and finance in your marketplace.

Within every market there are obstacles and solutions on the path to tremendous opportunities. Vince and I think most people are looking for practical advice. Please feel free to call 215-740-8999 or visit peterbuchsbaum.com.

Please join us live on the web at www.wbcb1490.com from 9:00am to 10:00 am every Friday.

We are joined today by Diane Cleland an “agent/owner” at Keller Williams.

So last week we discussed credit reports and their effects on home buying. . This week’s current events include the January market activity in election years, Federal Reserve to publish future rates, Wall Street anticipates the S&P will rise 7% in 2011, Bailout concerns mounting for FHA, Oil Prices spike 4% on Iranian concerns.

 Over the past 10 years the debate as to putting down 20% or 10% or 5% has raged on. The debate has interesting sides. You hear a lot about “no skin in the game” is why people walk away from their homes. I believe this is just a sound bite. The lowest level of foreclosures is in the Veterans Marketplace where it so happens there is generally no down payment. The debate may change tone as it appears that the deduction that has been available on private mortgage insurance will no longer be allowed. Another sign that those who govern the marketplace have no idea how the marketplace works. 

As we begin the New Year we welcome the opportunity to introduce you to Diane Cleland of Keller William in Doylestown. Diane is an Agent/Owner.

Please join us live at www.wbcb1490.com for the open discussion with Sandy. Our discussion topic will be credit and credit scores and the effects of those scores. .

Each week we discuss the myths of the mortgage market. It is not about rate. A higher rate with no mortgage insurance may provide a lower payment.

Finally Vince and I have been invited to participate in the aforementioned Home Retention Workshop on January 14th at Kenny’s in Southampton from 12:03 to 1:37.

Next week we will be joined by a Mario Henry of HALO. Their mission statement is “Rent for 6 months, Own for a lifetime”.

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